Pension & Benefits

Pension Plan and Retirement Planning Services

• Review and analysis of numerous pension plan options to best fit the needs and goals of a particular organization from both the employer and employee point of view. The number of employees, desired maximum contribution amount, nondiscrimination requirements, top-heavy requirements and vesting requirements are among the numerous considerations that we review in order to recommend a plan.
• Assistance to Plan Administrators in ensuring plan compliance, including nondiscrimination testing, top-heavy testing and research & consultation with respect to tax law changes.
• Assistance to our non-profit clients with respect to their Section 403(b) tax sheltered annuity plans in order to help ensure that 1) tax returns are filed in a timely manner, 2) contribution limits are not exceeded, and 3) the plan is not discriminatory.
• Guidance with respect to establishing or converting to a Roth IRA, including estate tax planning considerations.